What Is a Credit Union?

A credit union is a not-for-profit financial institution, whose members pool their resources for mutual financial benefit. "People Helping People" is the easiest way to define credit union operations.

Credit Unions Give Members an Edge Over Banks:
Bank	Credit Union
For-profit organization	Not-for-profit organization
Owned by Stockholders	Owned by members
Income distributed to stockholders	Income distributed to members
Higher fees	Lower or NO fees
Higher loan rates	Lower loan rates
Lower savings rates	Higher savings rates

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Credit Unions Are Safe & Sound!

Not one member has ever lost a penny from a federally insured Credit Union! Matadors Community Credit Union is insured by the National Credit Union Administration (NCUA), a federal government agency. Individual member deposits are insured up to $250,000, and IRAs are separately insured up to an additional $250,000.

And, since your Credit Union is under the direction of fellow MCCU members just like you, safety ALWAYS comes first!

2012 Matadors Community Credit Union. Your savings federally insured to at least $250,000 and backed by the full
faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency.