Take advantage of MCCU's convenient and affordable products and services, and you can get .50% off your NEW car loan rate (new, used or refinance) plus free services!
To qualify for Platinum Membership, you must have all of the following with MCCU1:
- Any Checking Account
- eBranch Online Banking and eStatements OR eBranch and Bill Pay OR maintain an aggregate $10,000 deposit account balance (excluding checking)
- MasterMoney Check Card
- Minimum $500 Monthly Direct Deposit
Platinum Member benefits include:
- 5 free non-MCCU ATM transactions per month2
- .50% deducted from any new or used auto loan3 OR;
- .15% added to NEW CD (12 months+) including IRA Certificates4
- All Gold benefits (see Gold Membership below for detailed list)
1 Checking Account must be open and active. MasterMoney Check Card must be activated. Per member account. Only primary and joint owners listed on eligible account(s) able to receive Platinum benefits. Not available for Business Accounts.
2 Five free ATM transactions are in addition to existing free transactions available through application checking programs.
3 Discount good only for auto loans. Discount cannot be used to refinance existing MCCU auto loans. Rate bonus not available for promotional-rate products. Offer cannot be used in conjunction with .15% Share Certificate offer. Please mention your Platinum status to the Loan Officer at the start of the loan process to get your discount. If a car loan is funded, required services for Platinum Membership must be opened within 30 days of loan funding, otherwise car loan rate will revert to regular rate without .50% discount.
4 Offer good only for a 12 month (or greater) Share Certificate. Rate bonus not available for promotional-rate products. Offer cannot be used in conjunction with .50% loan rate reduction. When you open a CD, please mention that you are a Platinum Member to receive the rate bonus.
If you have a total aggregate savings balance of $25,000 (excluding checking accounts) with MCCU, you are automatically a Gold Member!
Gold Member benefits include:
- Stop payment fees waived
- Travelers check fee waived
- Free cashier's checks and money orders
- Free notary service
- Copy of MasterMoney transaction fee waived
- ATM/MasterMoney replacement card fee waived
- ATM/MasterMoney reorder PIN fee waived
- Account verification letter fee waived
- Transaction listing fee waived