To qualify for Platinum Membership*, you must have all of the following with MCCU:
- Any Checking Account
- E-Branch and Bill Payer OR eBranch and e-Statements – Free, OR maintain a combined savings balance of at least $10,000 (checking accounts excluded)
- Minimum $500 monthly Direct Deposit
- MasterMoney Check Card – Free!
Platinum Member benefits include:
- 5 free non-MCCU ATM transactions per month**
- .50%**** deducted from any NEW auto loan (new, used, refinance - existing MCCU auto loans not eligible)
- .15%*** added to NEW CD (12 months+) including IRA Certificates OR;
- All Gold benefits (see Gold Membership below for detailed list)
* Platinum benefits are available only for the qualifying account.
** Five free ATM transactions are in addition to existing free transactions available through application checking programs.
*** Offer good only for a 12 month (or greater) Share Certificate. Rate bonus not available for promotional-rate products. Offer cannot be used in conjunction with .50% loan rate reduction.
**** Discount good only for auto loans. Discount cannot be used to refinance existing MCCU auto loans. Rate bonus not available for promotional-rate products. Offer cannot be used in conjunction with .15% Share Certificate offer. If a car loan is funded, required services for Platinum Membership must be opened within 30 days of loan funding, otherwise car loan rate will revert to regular rate without .50% discount. Please mention your Platinum status to the Loan Officer at the start of the loan process to get your discount.
Cannot be Gold and Platinum member – must be one or the other.
Checking Account must be open and active for 90 days. MasterMoney Check Card must be activated.
If you have a total aggregate savings balance of $25,000 (excluding checking accounts) with MCCU, you are automatically a Gold Member!
Gold Member benefits include:
- Stop payment fees waived
- Travelers check fee waived
- Free cashier's checks and money orders
- Free notary service
- Copy of MasterMoney transaction fee waived
- ATM/MasterMoney replacement card fee waived
- ATM/MasterMoney reorder PIN fee waived
- Account verification letter fee waived
- Transaction listing fee waived