Gold/Platinum Membership


Platinum Membership Logo



To qualify for Platinum Membership, you must have all of the following with MCCU:

  • Any Checking Account
  • E-Branch and Bill Payer OR e-Branch and e-Statements – Free, OR maintain a combined savings balance of at least $10,000 (checking accounts excluded)
  • Minimum $500 monthly Direct Deposit
  • MasterMoney Check Card – Free!


Platinum Member benefits include:

  • 5 free non-MCCU ATM transactions per month*
  • .50%** deducted from any NEW auto loan (new, used, refinance - existing MCCU auto loans not eligible)
  • .15%** added to NEW CD (12 months+) including IRA Certificates OR;
  • All Gold benefits (see Gold Membership below for detailed list)


*In addition to what you are currently eligible for, if applicable.
** Rate bonus not available for promotional-rate products.

Cannot be Gold and Platinum member – must be one or the other.
Checking Account must be open and active for 90 days. MasterMoney Check Card must be activated. Per member account. Only primary and joint owners listed on eligible account(s) able to receive Gold or Platinum benefits.


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If you have a total aggregate savings balance of $25,000 (excluding checking accounts) with MCCU, you are automatically a Gold Member!


Gold Member benefits include:

  • Stop payment fees waived
  • Travelers check fee waived
  • Free cashier's checks and money orders
  • Free notary service
  • Copy of MasterMoney transaction fee waived
  • ATM/MasterMoney replacement card fee waived
  • ATM/MasterMoney reorder PIN fee waived
  • Account verification letter fee waived
  • Transaction listing fee waived


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Platinum Membership Information
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