Gold/Platinum Membership


Platinum Membership Logo



To qualify for Platinum Membership*, you must have all of the following with MCCU:

  • Any Checking Account
  • E-Branch and Bill Payer OR eBranch and e-Statements – Free, OR maintain a combined savings balance of at least $10,000 (checking accounts excluded)
  • Minimum $500 monthly Direct Deposit
  • MasterMoney Check Card – Free!


Platinum Member benefits include:

  • 5 free non-MCCU ATM transactions per month**
  • .50%**** deducted from any NEW auto loan (new, used, refinance - existing MCCU auto loans not eligible)
  • .15%*** added to NEW CD (12 months+) including IRA Certificates OR;
  • All Gold benefits (see Gold Membership below for detailed list)


* Platinum benefits are available only for the qualifying account.

** Five free ATM transactions are in addition to existing free transactions available through application checking programs.

*** Offer good only for a 12 month (or greater) Share Certificate. Rate bonus not available for promotional-rate products. Offer cannot be used in conjunction with .50% loan rate reduction.

****  Discount good only for auto loans. Discount cannot be used to refinance existing MCCU auto loans. Rate bonus not available for promotional-rate products. Offer cannot be used in conjunction with .15% Share Certificate offer. If a car loan is funded, required services for Platinum Membership must be opened within 30 days of loan funding, otherwise car loan rate will revert to regular rate without .50% discount. Please mention your Platinum status to the Loan Officer at the start of the loan process to get your discount.

Cannot be Gold and Platinum member – must be one or the other.
Checking Account must be open and active for 90 days. MasterMoney Check Card must be activated.


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If you have a total aggregate savings balance of $25,000 (excluding checking accounts) with MCCU, you are automatically a Gold Member!


Gold Member benefits include:

  • Stop payment fees waived
  • Travelers check fee waived
  • Free cashier's checks and money orders
  • Free notary service
  • Copy of MasterMoney transaction fee waived
  • ATM/MasterMoney replacement card fee waived
  • ATM/MasterMoney reorder PIN fee waived
  • Account verification letter fee waived
  • Transaction listing fee waived


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Platinum Membership Information
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