Student Banking

 

Student Visa Card

College Checking

Student Auto Loans

Paying for College

 

Student Visa Credit Card

Did you know that credit card companies often target students for high-cost cards that encourage unnecessary debt? That's just what students DON'T need when they graduate and face repayment of student loans! Want a smarter credit card choice? We thought so! MCCU offers a Student Visa Credit Card that rocks:

• For starters… Manageable credit lines beginning at $500… ideal for emergency expenses, without encouraging needless debt
• Sure, higher limits are available for qualified students, but… ANY limit helps establish good credit, making it easier to qualify for future loans
• Any student 18 years of age or older may apply
• Low FIXED 12.90% APR*
• Extra Awards - Earn points for cash back and travel!
• No Annual Fee - Save $50 or more each year!
• No Cash Advance Fees
• 25-Day Grace Period- No interest on purchases when you pay your entire balance in full within 25 days
• Cards are issued based on credit approval

 

Want to apply for an MCCU Visa Credit Card?

Stop by, call or click here.

 

* APR=Annual Percentage Rate. Rate quoted for automatic payments only. Otherwise, rate will be 13.90% APR. Rate subject to change.

 

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College Checking

A checking account is a "Must-Have" financial tool for today's busy student… as long as it's affordable! That's where MCCU's College Checking Account makes the grade:

 

• No monthly service charges!
  No minimum opening balance - ZERO, ZILCH, NADA
  No minimum balance required
  
• Unlimited check writing
  
• 4 FREE non-MCCU ATM withdrawals per month
  
• 4 FREE lobby transactions per month, then low $2 charge per transaction
  
• FREE telephone transactions - $2 charge is applied only to transactions/inquiries that are available electronically through MARS Telephone Banking - (818) 701-6277
  
• FREE use of electronic access services… Internet Banking, e-statements and 24-hour telephone banking
  
• PLUS… You can use our electronic Bill Payer service for FREE!
  
• FREE unlimited ATM transactions at MCCU or selected CO-OP ATMs, including 7-Eleven Stores!
  
• Converts to Preferred Checking account after 4 years

 

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Auto Loans

School, work, visits to family and friends, the beach… let's face it: Today's student needs a CAR! Can MCCU help finance your ride? Absolutely:

 

Borrow at some of the lowest rates in town!

Loans for new AND used cars, trucks and SUVs

Up to 100% financing available

Repay New & Used vehicle loans in up to 84 months*

Used vehicle financing for models up to 10 years old

Great Option - "No payments for 60 days"+

 

Ready to apply?

Just click our online loan application, InstaLoan.

 

* See loan rate page for minimum loan amounts to qualify for longer-term loans.
+ Interest accrues from date of funding.

 

See full disclosure for details.

 

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