Student Banking

 

Student Visa Card

College Checking

Student Auto Loans

Paying for College

Student Loans

 

Student Visa Credit Card

Did you know that credit card companies often target students for high-cost cards that encourage unnecessary debt? That's just what students DON'T need when they graduate and face repayment of student loans! Want a smarter credit card choice? We thought so! MCCU offers a Student Visa Credit Card that rocks:

• For starters… Manageable credit lines beginning at $500… ideal for emergency expenses, without encouraging needless debt
• Sure, higher limits are available for qualified students, but… ANY limit helps establish good credit, making it easier to qualify for future loans
• Any student 18 years of age or older may apply
• Low FIXED 12.90% APR*
• Extra Awards - Earn points for cash back and travel!
• No Annual Fee - Save $50 or more each year!
• No Cash Advance Fees
• 25-Day Grace Period- No interest on purchases when you pay your entire balance in full within 25 days
• Cards are issued based on credit approval

 

Want to apply for an MCCU Visa Credit Card?

Stop by, call or click here.

 

* APR=Annual Percentage Rate. Rate quoted for automatic payments only. Otherwise, rate will be 13.90% APR. Rate subject to change.

 

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College Checking

A checking account is a "Must-Have" financial tool for today's busy student… as long as it's affordable! That's where MCCU's College Checking Account makes the grade:

 

• No monthly service charges!
  No minimum opening balance - ZERO, ZILCH, NADA
  No minimum balance required
  
• Unlimited check writing
  
• 4 FREE non-MCCU ATM withdrawals per month
  
• 4 FREE lobby transactions per month, then low $2 charge per transaction
  
• FREE telephone transactions - $2 charge is applied only to transactions/inquiries that are available electronically through MARS Telephone Banking - (818) 701-6277
  
• FREE use of electronic access services… Internet Banking, e-statements and 24-hour telephone banking
  
• PLUS… You can use our electronic Bill Payer service for FREE!
  
• FREE unlimited ATM transactions at MCCU or selected CO-OP ATMs, including 7-Eleven Stores!
  
• Converts to Preferred Checking account after 4 years

 

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Auto Loans

School, work, visits to family and friends, the beach… let's face it: Today's student needs a CAR! Can MCCU help finance your ride? Absolutely:

 

Borrow at some of the lowest rates in town!

Loans for new AND used cars, trucks and SUVs

Up to 100% financing available

Repay New & Used vehicle loans in up to 84 months*

Used vehicle financing for models up to 10 years old

Great Option - "No payments for 60 days"+

 

Ready to apply?

Just click our online loan application, InstaLoan.

 

* See loan rate page for minimum loan amounts to qualify for longer-term loans.
+ Interest accrues from date of funding.

 

See full disclosure for details.

 

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