Energy Loans


MCCU offers Energy Loans with preferred interest rates in conjunction with the Energy Upgrade California™ program.


The program offers property owners utility incentives and preferred financing options on eligible residential energy efficiency and solar projects. To learn more about program details and available incentives, visit the Energy Upgrade California™ website.


  • 4.99% APR for up to five years*
  • 5.99% APR for up to 10 years*
  • 6.99% APR for up to 15 years*
  • Loan amounts from $2,500-$50,000


>> Click here to find a participating contractor (by zip code)
>> Click here to apply for an Energy Loan now


Thinking of adding Solar to your home?

We can help you finance it with affordable rates and terms!

Find out more about our Solar Loans!





Easy Automatic Payments!

Use this simple form to make automatic loan payments from any bank account.


* APR=Annual Percentage Rate. Rates are subject to change at any time. Must meet credit and income criteria. Membership required. Equal opportunity lender. Lender will require a UCC lien be placed against the subject property.



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