New Auto Loans


Auto Refinance
New Auto
Used Auto
Auto Buying Services
Gap Insurance
Mechanical Breakdown Insurance

APPLY NOW! rates

If you're in the market for a new car, van, truck, SUV, convertible, or general all-around dream car, shop with MCCU first. We'll get you rolling with an affordable New Auto loan!

  • Low, competitive rates!
  • Up to 100% financing
  • Terms up to 84 months
  • PLUS… 90-Days NO PAYMENT option! (Interest accrues from date of funding.)


Easy Automatic Payments!

Use this simple form to make automatic loan payments from any bank account.


Ready to shop?

These convenient links make new-car buying easier AND more affordable:


Auto Expert Auto Buying Service

Don't hassle with Dealerships! Meet with our Auto Expert Advisor at the Chatsworth branch to find the car you want at a great price. Then get your financing at the credit union. One-stop shopping at its best!


Research your car before you buy. If you want to make your purchase at a Dealership, this is a great resource for you. Get new and used car pricing, trade-in values, and find the best deal at a Dealership near you!


Negotiating a better deal

You? Pay more than necessary? Not with these tips on getting the best deal possible!


Applying is Easy!


Get a FREE QUOTE for Mechanical Breakdown Insurance and GAP Insurance!


If you have received a letter inquiring about proof of auto insurance on your existing loan, please click here.


Auto Loan Share & Skip Program

If you have an auto loan with us, we'll let you skip a payment[3] if you tell a friend about our auto loans and they fund a new loan with us! All you have to do is tell your family and friends about our low rates, and no payments for 90 days[4] and tell them they can apply online for free! It's that easy! Share, Skip and Save today!


[1] APR=Annual Percentage Rate. Rates as of 11/01/13 and are subject to change at any time. Must meet credit and income criteria. Rate quoted is the preferred rate for a new or used auto loan with a 66-month term. Subject to credit approval and membership eligibility. Other rates and terms available. Sample Payment: $320.19 (based on 66 month new or used auto loan, $20,000, 1.99% APR). Refinancing of existing MCCU Auto Loans not eligible. Rate reflects Automatic Payment or Platinum Membership discount of .50%. Restrictions may apply. Membership required.

[2] Interest accrues from date of funding.

[3] Interest will continue to accrue on your loan and the term of your loan will be extended. A maximum of two skipped payments per 12-month period applies. One skipped payment per referral.

[4] Interest will continue to accrue.



Platinum Membership Information
Refer a Friend
Matadors Money Matters Blog