Other
Loans
 Personal
Loans-
MCCU offers a CHOICE of options
for personal borrowing: The
closed-end Signature Loan,
for a specific amount and set
repayment term; OR the open-end,
revolving Personal Line of
Credit… as
you pay it down you can borrow
again, up to the pre-approved
limit! Use one or both of these
loans for almost any consumer
need.
Signature
Loan-
No collateral required... your
signature and good credit rating
are sufficient.
- Borrow
up to $10,000
- Repayable
within set terms of up to 60
months
- No
Prepayment Penalties
- Payroll
Deduction is available for
easy, automatic repayment!
Click
for affordable Loan
Rates!
Personal
Line of Credit-
This pre-approved, revolving
loan costs NOTHING until you
actually take a loan advance… talk
about financial peace of mind!
- Pre-approved
credit lines available from
$500 to $10,000
- Borrow
up to your pre-approved limit
whenever the need arises
- As
you pay down your loan, you
may take new advances, up to
your pre-approved limit.
- Payroll
Deduction is available for
easy, automatic repayment!
Click
for affordable Loan
Rates!
Overdraft
Protection -
A Personal Line of Credit may
also be used for Overdraft
Protection on your MCCU Checking
Account. It
protects against accidental
NSF items. Plus, there are
no cash advance fees. And,
when you need extra cash, you
can simply write a check for
it… you're
covered, up to your pre-approved
limit! (Overdrafts may also
be covered by automatic share
transfers and/or Courtesy
Pay.)
Vacation
Loans -
This short-term loan helps
you enjoy a special vacation… WITHOUT
over-extending your credit
obligation. Benefits include:
- Terms
up to 12 months
- Borrow
up to $5,000
- Payroll
Deduction is available for
easy, automatic repayment!
Click
for affordable Loan
Rates!
Share- & Certificate-
Secured Loans -
You've worked HARD to build
your Regular Share or Certificate
Accounts… but
did you know you can use them
as collateral when you need
to borrow? Share- and Certificate-Secured
loans let you "have
your cake and eat it too," with
these special benefits:
- Instant
loan approval with no qualification
requirements!
- Lower
interest rate than regular
personal loans
- Terms
up to 60 months for Share-
Secured loans
- Terms
for Certificate-Secured loans
match the certificate maturity.
(Great way to access cash and
avoid early withdrawal penalties
on certificates!)
Call
(818) 993-6328 for rates and
to arrange your Share- or Certificate
-Secured loan today!
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