Savings Rates

	Minimum to Earn Dividends	Dividend Rate	APY+
Regular Savings	$100	.25%	.25%
College Savings(1)	$250	.50%	.50%
Little/Teen $avers	$5	.50%	.50%
Holiday Savings	$100	.25%	.25%
Premium Checking	$1,000	.15%	.15%
Health Savings Account (3)	$100.00 $2,500 $5,000	1.00% 1.34% 1.49%	1.00% 1.35% 1.50%
Savers Plus (2)	$2,500 $10,000 $25,000 $50,000	.25% .50% .55% .65%	.25% .50% .55% .65%

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Flex Certificates (2)

	Minimum Deposit	Dividend Rate	APY+
3 Month Flex	$2,500	.40%	.40%
6 Month Flex	$2,500	.65%	.65%
7 Month Flex Plus	$2,500	.70%	.70%
12 Month Flex Plus (Regular & IRA)	$15,000	.85%	.85%

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Regular and IRA Certificates (2)

$1,000 to $9,999.99
(Minimum Opening Balance of $1,000.00)	Dividend Rate	APY+
3 Month	.50%	.50%
6 Month	.80%	.80%
12 Month	1.00%	1.00%
15 Month	1.05%	1.05%
18 Month	1.14%	1.15%
24 Month	1.44%	1.45%
36 Month	1.79%	1.80%
48 Month	1.79%	1.80%
60 Month	1.79%	1.80%

 

$10,000 +
(Minimum Opening Balance of $10,000.00)	Dividend Rate	APY+
3 Month	.55%	.55%
6 Month	.85%	.85%
12 Month	1.05%	1.05%
15 Month	1.09%	1.10%
18 Month	1.19%	1.20%
24 Month	1.49%	1.50%
36 Month	1.83%	1.85%
48 Month	1.83%	1.85%
60 Month	1.83%	1.85%

 

 

IRA Savings (3)

	Minimum Deposit	Dividend Rate	APY+
Savings	$100	.45%	.45%

 

 

+APY=Annual Percentage Yield. All rates subject to change without notice. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends are compounded and paid monthly. Fees may reduce earnings. Certain State and Federal penalties may apply to IRA accounts, please consult your tax advisor. See disclosures for special features and requirements. Each member account is federally insured up to at least $250,000 by the NCUA, a US Government Agency.

(1) College Savings are opened under the Unifom Transfer to Minors Act.
(2) Please see Savers Plus page for special features and requirements.
(3) Certain State and Federal penalties may apply to IRA and HSA accounts. Please contact your tax advisor.

 

Certificate accounts may be subject to early withdrawal penalties.

 

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