* All rates quoted by Annual Percentage Rate (APR). Rates quoted are lowest preferred rates based on automatic repayment (through payroll deduction, direct deposit or automatic transfer from shares) and credit worthiness of the applicant. Members who do not utilize an automatic repayment program will be subject to a one (1) percentage point increase over the preferred rate. Other rates available based on credit worthiness. Rates are subject to change at any time.
** Auto loans require auto insurance from a California admitted carrier with a $1,000 deductible on comprehensive and collision coverage. New autos up to 100% financing available. Used autos up to 7 years old are financed up to 100% of the Retail Kelley Blue Book Value. Used autos up to 10 years old financed up to 100% of the Wholesale Kelley Blue Book value.
*** Variable rate based on one year T-Bill 1.88% APR.
**** APR (Annual Percentage Rate) is a fixed rate and is our best rate based on credit worthiness, credit score and dollar amount of loan. Rates, terms and conditions are subject to change.
+ $15,000 loan minimum for 72 and 84 month term.
++ 100% financing blue book retail for models 5 years or newer, 100% financing at wholesale blue book for models 6 to 10 years old.
+++ BOATS: New maximum loan = 75% of the purchase price. Used, up to 75% of appraisal or 100% of Wholesale Blue Book value. A title to both the boat and trailer are required.
† Variable rate based on the Prime Rate as published in the Money Rates table of the Wall Street Journal. Maximum rate is 6% higher than your initial rate. No fees with $30,000 minimum draw, otherwise there is a $243 processing fee.
FIXED RATE VISA CREDIT CARD- additional disclosure information - Rates may be as high as 18% depending upon credit worthiness. Preferred rates shown above are based on loan payments paid automatically through payroll deduction, direct deposit, or automatic transfers from shares. Based on credit worthiness. Members who do not utilize an automatic payment program will be subject to a one (1) percentage point increase over preferred rate.While our credit card is a fixed rate, we do reserve the right to change the rate. We will notify you as required by law.