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Savings
Rates
Effective as of May 1, 2008
(Rates
subject
to
change
at
any
time
without
notice)
| |
Minimum
to Earn Dividends |
Dividend
Rate |
APY+ |
| |
|
|
|
| Regular Savings |
$100 |
.50% |
.50% |
| College Savings(1) |
$250 |
1.00% |
1.00% |
| Little/Teen $avers |
$5 |
1.00% |
1.00% |
| Holiday Savings |
$100 |
.50% |
.50% |
| |
|
|
|
| Health Savings Account (3) |
$100 |
1.00% |
1.00% |
| |
$2,500 |
1.34% |
1.35% |
| |
$5,000 |
2.47% |
2.50% |
| |
|
|
|
| Savers Plus (2) |
$2,500 |
1.24% |
1.25% |
| |
$10,000 |
1.49% |
1.50% |
| |
$25,000 |
1.69% |
1.70% |
| |
$50,000 |
1.83% |
1.85% |
| |
|
|
|
| IRA Savings (3) |
$100 |
1.14% |
1.15% |
| |
|
|
|
| Premium Checking |
$1,000 |
0.30% |
0.30% |
| DBA Checking |
$3,000 |
0.30% |
0.30% |
| |
|
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|
+APY=Annual Percentage Yield.
All rates subject to change without notice. APY
calculations based on balances of $10,000 and
assumes dividends and principal remain on deposit
for the entire term. Dividends are compounded
and paid monthly. Fees may reduce earnings. Certain
State and Federal penalties may apply to IRA accounts,
please consult your tax advisor. See disclosures
for special features and requirements. Each member
account is federally insured up to at least $100,000
by the NCUA, a US Government Agency.
(1) College Savings are opened under the Unifom
Transfer to Minors Act.
(2) Please see Savers Plus page for special features
and requirements.
(3) Certain State and Federal penalties may apply
to IRA and HSA accounts. Please contact your tax
advisor.
|
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Certificate
Accounts*
Choose from 3 different certificate programs to
suit your individual needs. |
| |
|
Flex Plus Certificates |
| Allows unlimited deposits
of $500 or more at any time. One penalty free withdrawal
allowed anytime after 7 days of opening. Withdrawal
amount must not cause balance to go below minimum deposit.12
month Flex Plus Certificate available for regular and
IRA deposits. |
| |
Minimum Opening
Deposit |
Dividend
Rate |
APY* |
| |
|
|
|
| 7 Month Flex Plus |
$2,500 |
2.28% |
2.30% |
| 12 Month Flex Plus |
$15,000 |
2.52% |
2.55% |
| |
|
|
|
Flex
Certificates
Allows unlimited deposits of $500 or more at any time.
|
| |
Minimum Opening
Deposit |
Dividend
Rate |
APY* |
| |
|
|
|
| 3 Month Flex |
$2,500 |
2.28% |
2.30% |
| 6 Month Flex |
$2,500 |
2.47% |
2.50% |
| |
|
|
|
Regular and IRA Certificates |
| |
Minimum Opening
Deposit |
Dividend
Rate |
APY* |
| 3 months |
$1,000 |
2.47% |
2.50% |
| 3 months |
$10,000 |
2.52% |
2.55% |
| |
|
|
|
| 6 months |
$1,000 |
2.62% |
2.65% |
| 6 months |
$10,000 |
2.67% |
2.70% |
| |
|
|
|
| 12 months |
$1,000 |
2.91% |
2.95% |
| 12 months |
$10,000 |
2.96% |
3.00% |
| |
|
|
|
| 15 months |
$1,000 |
2.91% |
2.95% |
| 15 months |
$10,000 |
2.96% |
3.00% |
| |
|
|
|
| 18 months |
$1,000 |
2.96% |
3.00% |
| 18 months |
$10,000 |
3.01% |
3.05% |
| |
|
|
|
| 24 months |
$1,000 |
2.96% |
3.00% |
| 24 months |
$10,000 |
3.01% |
3.05% |
| |
|
|
|
| 36 months |
$1,000 |
2.96% |
3.00% |
| 36 months |
$10,000 |
3.01% |
3.05% |
| |
|
|
|
| 48 months |
$1,000 |
2.96% |
3.00% |
| 48 months |
$10,000 |
3.01% |
3.05% |
| |
|
|
|
| 60 months |
$1,000 |
2.96% |
3.00% |
| 60 months |
$10,000 |
3.01% |
3.05% |
| |
|
|
|
* APY=Annual Percentage Yield.
All rates subject to change without notice. APY
calculations based on balances of $10,000 and assumes
dividends and principal remain on deposit for the
entire term. Dividends are compounded and paid monthly.
Fees may reduce earnings. Certificate accounts may
be subject to early withdrawal penalties. Certain
State and Federal penalties may apply to IRA accounts,
please consult your tax advisor. See disclosures
for special features and requirements.
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