Vacations are important for you physical and mental well-being and you may be planning the perfect summer vacation. But how are you going to get around the price tag on your getaway?
Do you pull out the plastic and worry about paying your credit card bills when your vacation is over? Do you beg a loan off friends, putting your most important relationships at risk? Do you live off pasta during the weeks leading up to your vacation and use the money you saved on groceries to cover the trip costs?
You don’t have to take extreme or irresponsible measures to fund the perfect summer vacation.
Read on for four ways MCCU can send you packing for your dream summer getaway.
1. Vacation Savings Account
It’s easier to save up for a specific goal when you separate the funds that are earmarked for that goal from all your other savings. When you open up a savings account at MCCU with the sole purpose of using it to build funds for your summer vacation, you’ll always know exactly how much money you’ve saved up. Plus, your money will grow, helping you reach your goal sooner.
You may have already started saving up for summer expenses in your regular savings account. Move that money into your summer savings account now so your vacation funds are in one location.
2.) Personal Loan
If you think you can’t possibly save up enough money to fund your vacation in time, consider a low-rate Personal Loan. You’ll get the funds you need for your getaway, and with our affordable rates, you won’t go broke paying it back.
3.) Credit Card
If you really want to earn rewards (more travel points, perhaps?) while paying for your vacation, consider applying for a MCCU Visa® Real Rewards card. Plus, there are no caps on the number of points you can earn, and you have five years to redeem your rewards!
However you fund your next vacation, make sure you check with us first to see how we can help.
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