Experian, Equifax and TransUnion are offering all U.S. consumers free weekly credit reports through April 2021 via annualcreditreport.com to help you protect your financial health during the sudden and unprecedented hardship caused by COVID-19.
Why Should I Check My Credit Report?
Your personal credit report contains details about your financial behavior and identification information. The three credit reporting agencies collect and organize data about your credit history from your creditors and public records. Knowing what is on your credit report is important:
- It helps you understand what lenders see when they check your credit history when you apply for a loan.
- You can check your credit score and know where you stand – the higher your score, the lower the rate you’ll receive when you apply for a loan or credit card.
- It allows you to see if there is any information on there that shouldn’t be. This could include late payments, or activity that you didn’t know about (fraud).
Visit annualcreditreport.com today to see your credit reports and stay informed.
Helpful Links:
Tips to improve your credit score
How to dispute an error on your credit report
How your credit score is calculated
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