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Solar Loans

Save Money. Save Energy.

If you are a homeowner and want to save money on your electricity bills and protect yourself from rising utility costs, consider adding solar to your home.

MCCU offers affordable financing to help you.

  • Fixed rates as low as 5.49% APR1
  • No money down and no pre-payment penalties
  • No payment for 90 days2
  • Quick application turnaround
  • Terms up to 300 Months
  • Contractors must be approved by the credit union


Ready to Finance Your solar?

Contact us today!

Have Equity in Your Home?

Apply for a low-rate Home Equity Line of Credit to pay for your solar installation. 

GoGreen Home Energy Loans

Want to add energy-efficient appliances or windows to your home?

We'll help you finance it with affordable rates & terms!

Federal Tax Credit

The Federal Solar Tax Credit (also known as the Investment Tax Credit or ITC) of 30% has been extended through 2032. Consult your solar contractor for more details.

Are you a contractor?

Solar Contractor Resource Center Click here!

1 APR=Annual Percentage Rate. Rates as of 06/20/2023 and are subject to change at any time. Must meet credit and income criteria. Rate quoted is the preferred rate with a minimum 720 FICO. Subject to credit approval and membership eligibility. Other rates and terms available. Sample Payment: $237.42 (based on 144 month term, $25,000, 5.49% APR). Rate reflects a .50% discount for Automatic Payment. Rate buydown fee may apply. UCC1 lien will be recorded on property. We finance single family homes in all of California. Restrictions may apply. Membership required.

2 Interest accrues from date of funding.

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