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Home Energy Loans

Reduce your utility bills and keep your home comfortable with energy efficient upgrades!

Whether you're a homeowner, renter, or you own a 1-4 residential unit building, MCCU offers affordable GoGreen Home Energy Loans with no equity required for participants in the GoGreen Home Energy Financing program.

Here's what you can finance:

  • Cool Roofs (designed to reflect more sunlight and absorb less heat than a standard roof, making your home more comfortable, and saving you money on A/C costs!) 
  • Heating & Air Conditioning
  • Windows & Doors
  • Insulation & Air Sealing
  • Water Heating
  • ENERGY STAR® Appliances
  • Lighting
  • Pool Pumps

Our Energy Loans feature:

  • Zero down
  • Rates as low as 4.99% APR1
  • Borrow $2,500 to $50,000
  • Use 30% of your loan for other non-energy savings measures including drought-tolerant landscaping, painting, flooring & more - ask your contractor for more information!

Apply Now!


1APR=Annual Percentage Rate. Rates as of 2/01/2023 and are subject to change at any time. Must meet credit and income criteria. Monthly payments at 4.99% APR for a 60-month term are estimated at $18.87 per $1,000 borrowed. Rate reflects automatic payment discount of .50%. Refinancing of existing MCCU GoGreen Home Energy Loans not eligible. Contractor must be approved by the GoGreen Home Energy Financing Program, visit for more details. Restrictions may apply. Membership required. Visit for more details. Equal opportunity lender.


Want to add Solar to your home? 

We can help finance it with affordable rates and terms! Find out more about our Solar Loans!

For GoGreen Home Contractors Only

Click here to become an approved contractor with the GoGreen Home Program.

Click here to access the forms needed for the GoGreen Home Program.

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