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Matadors Community Credit Union may collect the following information from users of our website. To see how this information is used, click here to go to our privacy page. Information we may collect: IP address, browsing history, search history, products and services considered, geolocation data, and information about your interaction with our website, application or advertisement. If you complete an online form, we may also collect your name, e-mail address, physical address or phone number that you provide to us.

Holiday Branch Closure: Our offices and phone center will be closed on Monday, June 19th in observance of the Juneteenth National Independence Day. 

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Business Fee Schedule

Business Schedule of Fees and Charges

Effective October 22, 2018

Primary Business Savings Accounts
Membership Fee (one-time) $10.00
Balance below $100 monthly $5.00
Excessive withdrawal fee (per withdrawal, in excess of 6 per month)  


Business Savers Plus
Below minimum balance ($2,500 daily balance required) $10.00
Excessive withdrawal fee (per withdrawal, in excess of 6 per month) $5.00
Under minimum withdrawal fee (must be $500 or more) $5.00


Business Checking Accounts
Courtesy Pay (per item) $32.00
Returned check (NSF) $32.00
Copy of paid MCCU check (2 free per statement period) $5.00
Withdrawal transfer fee $3.00
Stop payment on check (no charge if initiated on eBranch Online Banking) $20.00*

Basic Business Checking

  • Monthly service charge (waived with eStatements)


Business Checking Plus

  • Monthly service charge (with eStatements)
    (waived with daily minimum balance)
  • Monthly service charge (without eStatements)
    (waived with daily minimum balance)
  • Non-MCCU ATM use (first 5 waived per month)





ACH (Automated Clearning House)
Courtesy Pay (per item) $32.00
ACH returned NSF $32.00
Stop Payment/Revoke ACH $20.00


Bill Pay
Inactivity Fee (monthly, charged after first 30 days after sign-up and no activity) $5.00
Courtesy Pay (per item) $32.00


Business ATM/MasterMoney Debit Card

MCCU members can enjoy fee-free ATM transactions at 30,000 CO-OP Network ATMs nationwide!  This means you won't pay a surcharge fee (the fee the ATM owner may charge) plus you won't pay any MCCU ATM usage fees.

Find a CO-OP ATM near you bu calling 888-748-3266 or go online to

ATM deposit adjustment from ATMs not owned by MCCU COST
MasterMoney: Copy of transaction $5.00*
MasterMoney: Emergency card replacement COST
MasterMoney: Cross-border/Currency conversion Assessment 1% of transaction amount
NSF $29.00
Replacement card $10.00*
Re-order PIN# $5.00*
Withdrawal from non-MCCU ATM $2.00
Courtesy Pay (per item) $32.00
ATM deposit adjustment $5.00


General Services
Account verification letter $10.00*
Cashier's Check $5.00+
Check cashing for non-member (per check) $5.00
Close account within first 90 days $25.00
Copy of Corp/Cashier's Check/Money Order $5.00
Copy of monthly statement $5.00
Corporate checks made payable to a third party $5.00
Custom letter $25.00
Deposit copy $3.00
Inactive account (monthly - no activity for 6 months) $5.00
Inactive account notice (Escheat, per notice) $2.00
Foreign collection items (varies by item) $3-$17 (+ cost)
Levies $40.00
Medallion Signature Guarantee (per signature) $15.00
Money Order $5.00* +
Notary (per signature) $10.00+
Re-open closed account $5.00
Return mail $3.00
Return deposited item $25.00
Research, per hour (1 hour minimum) $25.00
Signature Guarantee for checks/documents (each) $3.00
Special handling $10.00
Stop payment - Corp/Cashier's Check/Money Order $20.00
Transaction listing (per page) $1.00*
Wire Transfer Outgoing (domestic) $25.00
Wire Transfer Outgoing (international) $40.00
Wire Transfer Incoming $10.00

All fees subject to change.  We will notify you of any changes, as required by law.

*Fee may be waived by becoming a Gold or Platinum Member.  Ask us how to become a Gold/Platinum member!
+ Fee is waived for members aged 62 or older.

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