Don’t Unwrap Disaster: Holiday Fraud You Can’t Ignore

The holiday season should be about joy and celebration, but scammers know it is also a time when people are distracted and generous. Each year, millions fall victim to clever schemes that can ruin the holidays and drain bank accounts. Knowing the most common scams is the first step to staying safe and protecting your loved ones.

Package‑delivery phishing: Scammers send fake tracking links or delivery notifications claiming a package cannot be delivered unless you click a link or pay a fee.

Gift‑card scams: Fraudsters ask you to pay with gift cards or share codes. Legitimate businesses never request payment via gift cards.

Fake travel and accommodation deals: Ultra-cheap flights or vacation rentals that do not exist are on the rise this season.

Malicious holiday apps and e-coupons: Holiday-themed apps promising deals or entertainment can contain malware or steal personal information.

AI-powered fake job or holiday assistant offers: Scammers use AI to create realistic seasonal job postings or holiday apps that ask for personal data or payment.

AI-generated scam texts: Fraudsters send texts written by AI that look realistic, claiming prizes, refunds, or urgent requests to steal personal info or money.

Fake toll and parking charge texts: Fraudulent texts or emails claim you owe travel or parking fees and push you to pay immediately.

Social media gift exchanges: Online Secret Santa or gift-exchange schemes can be pyramid-style scams that ask you to send gifts or personal information.

Check every link, verify every request for payment, use secure payment methods, and when in doubt refuse, hang up, or walk away. If you suspect a scam, REPORT immediately to protect your finances and your loved ones.